Get paid straight to your bank account
Generate a payment link or QR code in seconds. Your customer scans it, picks any UK bank, and their own bank app processes the payment. The money lands in your account and you're notified instantly.
For freelancers, landlords, shops and growing businesses.
Arrives in seconds
Payments typically settle over Faster Payments.
No card fees
Bank-to-bank, so there are no card scheme fees.
No chargebacks
Customers approve each payment in their own bank.
No card details
Nothing to store, nothing to leak.
How it works
From link to paid in under a minute
Open Banking lets your customer pay from their bank account directly, approved inside the banking app they already trust.
- 1
Generate a link
Set the amount and reference in your portal. Get a payment link and a QR code instantly.
- 2
Customer scans or taps
Share the link however you like, or show the QR code. No app or sign-up needed to pay.
- 3
Their bank processes it
Your customer picks any UK bank, and their own banking app confirms and processes the payment.
- 4
You get paid
The money arrives in your bank account and you're notified the moment it lands.
Features
Everything you need to get paid
One account for every way your customers want to pay you, from a one-off link to a QR code on the counter.
Payment links
Generate a link from your portal in seconds and send it by email, WhatsApp or text.
QR codes
Print it, or show it on a screen. Customers scan with their phone camera and pay.
Live dashboard
Watch payments arrive in real time. No refreshing.
Any UK bank
Your customers choose from every major UK bank and building society.
Barclays
HSBC UK
Lloyds BankInstant alerts
Get notified the moment money lands, on any device.
Approved by their bank
Every payment is confirmed in the customer's own banking app with Face ID, fingerprint or PIN. We never see their login.
Clear references
Each payment carries your reference, so reconciling against invoices and bookings is effortless.
Who it's for
Built for how you get paid
Compare
The speed of a transfer, the ease of a card
Bank payments with none of the usual friction: no typed sort codes, no wrong references, no waiting to see if it arrived.
| Feature | Card payments | Manual bank transfer | fxmaster Collect |
|---|---|---|---|
| When the money arrives | Usually 1–3 working days | Seconds, if they get it right | Typically seconds |
| Chargebacks | Yes | No | No |
| Card details to protect | Yes | No | No |
| Amount and reference correct | Yes | Typed by the customer | Pre-filled, every time |
| Know when you're paid | Yes | Check your statement | Live, in your dashboard |
Security
Secure by design, not by add-on
Open Banking payments are built on the same security your customers already use every day in their banking app.
Customers stay in their bank
Payments are approved inside the customer's own banking app. We never ask for, or see, their bank login.
Strong Customer Authentication
Every payment is confirmed with Face ID, fingerprint or PIN, as required by UK regulation.
No card data, anywhere
There are no card numbers to collect, store or lose, which removes a whole category of risk.
Straight to your account
Money moves from your customer's bank to yours over the UK's Faster Payments network.
FAQ
Questions, answered
Can't find what you're looking for? Get in touch and we'll help.
Start collecting in minutes
Create your account, add your bank, and generate your first payment link today.